Branch Loan App is one of India’s most popular digital lending platforms providing instant personal loans directly into your bank account.
With zero paperwork, no credit card required, and AI-based credit scoring, the Branch App is ideal for salaried professionals, self-employed individuals, and even new credit users.
⚡ Download Branch Loan App
📱 Top 5 Loan Apps Like Branch
- 1️⃣ SmartCoin – Instant small cash loans for all
- 2️⃣ KreditBee – Personal loans up to ₹5 lakh
- 3️⃣ PaySense – Flexible repayment EMI options
- 4️⃣ Navi – Paperless instant loan approvals
- 5️⃣ CASHe – Salary advance & microloans
🌟 Key Features of Branch Loan App
- 💰 Loan Range: ₹1,000 – ₹50,000 (for new users)
- ⚡ Approval Time: Within 15 minutes
- 📲 100% Digital KYC Process
- 💳 Tenure: 3 – 12 months
- 🏦 Direct Transfer to Your Bank Account
- 🔐 RBI-Registered NBFC Partnership
- 💬 24x7 Customer Support
🧾 Eligibility Criteria
- Indian citizen aged between 21 – 55 years
- Minimum monthly income: ₹12,000
- Valid Aadhaar and PAN card
- Stable income source (job or business)
📄 Required Documents
- ✅ PAN Card
- ✅ Aadhaar Card
- ✅ Selfie (for digital verification)
- ✅ Bank Statement (for the last 3 months)
💼 Loan Categories Offered by Branch
- 💳 Instant Personal Loan: For emergencies and bills
- 📈 Small Business Loan: For micro entrepreneurs
- 🏠 Home Expense Loan: Renovations and appliances
- 🎓 Education Loan: For short courses and training
- 💼 Salary Advance: For salaried employees in need
⚙️ How to Apply for a Branch Loan
- Visit this page and download the Branch App.
- Register using your mobile number & verify via OTP.
- Upload PAN, Aadhaar, and basic details.
- Wait for instant credit evaluation.
- Once approved, money is transferred instantly to your account.
📊 Interest Rates & Fees
- Interest Rate: 18% – 36% p.a.
- Processing Fee: ₹50 – ₹500
- Tenure: 3 – 12 months
- Prepayment Charges: Nil
- Late Fee: ₹100 – ₹400 (depending on delay)
📈 Example EMI Calculation
Loan of ₹20,000 for 6 months @ 24% p.a. → EMI ₹3,580/month,
Total repayment = ₹21,480 approx.
💡 Why Choose Branch App?
- 🚀 Superfast approval and paperless process
- 🔒 100% secure RBI-regulated NBFC
- 💼 Flexible loan amount & tenure
- 📊 Builds credit history for new borrowers
- 💳 Instant credit to your bank or UPI
💬 Customer Experience
Over 20 million users across India have trusted Branch App for their small cash needs.
The platform is rated 4.5★ on Google Play for its user interface, transparency, and instant processing speed.
Explore More
⚠️ Disclaimer
This content is for educational purposes only. We are not associated with Branch International or its subsidiaries.
Please verify details on Branch India Official Website or Play Store before applying.