Dhani Loan App is one of India’s most popular instant personal loan apps and cashback credit line platforms offered by Dhani Services Limited (formerly Indiabulls). It provides quick approval, no paperwork, and attractive cashback on repayments. Users can apply online, get money directly in their bank account, and enjoy unlimited cashback through the Dhani Super Saver Card.
⚡ Download Dhani Loan App
🏆 Top 5 Apps Similar to Dhani Loan App
- 1️⃣ KreditBee – Instant personal loan app
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- 3️⃣ Money View – Loan up to ₹10 lakh online
- 4️⃣ CASHe – Salary-based instant cash loan
- 5️⃣ StashFin – Credit line with fast disbursal
📋 Dhani Loan Overview
- 💸 Loan Amount: ₹1,000 to ₹5,00,000
- ⚡ Approval Time: Within 2–5 minutes
- 📆 Tenure: 3 months to 24 months
- 🏦 Partner NBFC: Dhani Loans & Services Ltd
- 💰 Cashback: Up to 2% on repayment (Super Saver)
- 📱 100% paperless process via app
✅ Eligibility Criteria
- Indian citizen aged 21 to 60 years
- Must have a steady income (salary or business)
- Valid PAN & Aadhaar card
- Active mobile number linked with bank account
- Good CIBIL score improves approval chances
📑 Required Documents
- 📘 PAN Card (ID proof)
- 📗 Aadhaar Card (Address proof)
- 📙 Bank Statement (last 3 months)
- 📔 Salary Slip / ITR (for self-employed)
🪙 Interest Rates & Charges
- Interest Rate: 12% – 30% p.a.
- Processing Fee: ₹199 – ₹999
- Tenure: 3 – 24 months
- Prepayment: Free after 3 EMIs
- Late Payment Fee: ₹250 + GST
📲 How to Apply for Dhani Loan Online
- Download the Dhani App or click the download button above.
- Sign up with your mobile number & complete OTP verification.
- Fill in personal and financial details.
- Upload documents (PAN, Aadhaar, salary proof).
- Get instant loan approval and money credited directly to your account.
💎 Dhani Super Saver Card – Extra Benefits
The Dhani Super Saver Card allows users to earn cashback on every purchase and enjoy instant credit. It works like a prepaid card that offers 1% to 2% cashback on spending through partner merchants.
🎯 Features of Dhani Loan App
- Instant approval & money disbursal
- Cashback on repayments via Super Saver
- Flexible repayment options up to 24 months
- Low processing fee & transparent terms
- RBI-registered NBFC partner ensures safety
- Works for both salaried and self-employed individuals
💼 Why Choose Dhani Over Other Loan Apps?
- Offers both personal loans and cashback card
- Provides online health & lifestyle benefits
- No need for salary slip for small loan amounts
- 24x7 loan disbursal facility
- Trusted by 20+ million Indian users
📞 Customer Support
Email: support@dhani.com
Helpline: 0124-6555555
Website: www.dhani.com
📘 FAQs – Dhani Loan App
Q1: Is Dhani Loan App safe to use?
👉 Yes, it is managed by Dhani Loans & Services Ltd (RBI-registered NBFC).
Q2: Can I apply without salary slip?
👉 Yes, up to ₹25,000 you can apply with basic KYC.
Q3: What is the cashback offer in Dhani App?
👉 Get up to 2% cashback on repayment through the Super Saver card.
Q4: How long does Dhani take to credit money?
👉 Usually within 2–5 minutes after approval.
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⚠️ Disclaimer
This website does not promote any loan app. The information above is for educational and awareness purposes only.
Loan offers, interest rates, and terms may vary — please refer to Dhani’s official website for accurate details.