Compare top UK mortgage lenders, expat loan schemes, EMI calculator & eligibility guide.
The UK mortgage market in 2025 is one of the most diverse and competitive in the world. Whether you are a UK resident, an expat, or a foreign investor, there are home loan options tailored for every financial need. With low interest rates, government-backed schemes, and flexible eligibility for expats, securing your dream property in the UK is more achievable than ever.
Description: Global bank with special expat mortgage products.
Benefits: Flexible income criteria, global eligibility, online application.
Eligibility: Salaried, self-employed, expats with proof of income.
Description: Known for first-time buyer schemes in the UK.
Benefits: Low down payment, step-by-step mortgage help.
Eligibility: UK residents and NRIs with verifiable income.
Description: Strong UK presence with customized home loan offers.
Benefits: Quick approval, EMI flexibility, buy-to-let financing.
Eligibility: Salaried, self-employed, expats with UK accounts.
Description: Mortgage packages for UK and overseas investors.
Benefits: Expat deals, refinancing options, online calculators.
Eligibility: Students, professionals, and overseas applicants.
Description: Best for UK citizens buying their first home.
Benefits: Low-interest fixed mortgage deals.
Eligibility: First-time UK home buyers & expats.
Description: Provides innovative home loan solutions.
Benefits: High-value mortgages, flexible tenure.
Eligibility: Salaried & expat professionals.
Description: Global bank with UK expat loans.
Benefits: Multi-currency options, global reach.
Eligibility: Expats & NRIs with global income.
Description: UK-based innovative lender.
Benefits: Flexible mortgage repayment plans.
Eligibility: UK and expat professionals.
Description: Local UK lender with competitive mortgages.
Benefits: Personalized customer support, quick processing.
Eligibility: Residents & global investors.
Description: Rising UK bank with attractive rates.
Benefits: Transparent policies, affordable rates.
Eligibility: First-time buyers & expats.
Yes, several UK banks offer expat mortgages with global eligibility.
It usually ranges from 5% to 20% depending on the lender and applicant profile.
Yes, major UK lenders allow overseas investors to finance rental properties.
This page is for informational purposes only. We do not provide financial advice or guarantee loan approval. Mortgage rates, eligibility, and offers vary by lender and are subject to change. Always verify details directly with the bank before applying.