HDFC NRI Home Loan 2025 is specially designed for Non-Resident Indians (NRIs), Overseas Citizens of India (OCIs), and Persons of Indian Origin (PIOs) who want to buy property in India or abroad. With competitive interest rates, easy online application, and flexible tenure, HDFC makes home ownership simple for global Indians.
✔ Apply online from anywhere in the world.
✔ Attractive interest rates starting from 8.5% p.a.
✔ High-value loans up to ₹10 Cr for premium buyers.
✔ Special NRI desk to guide international clients.
✔ Tax benefits available in India for eligible buyers.
Apply online from US, UK, UAE, Canada, or any country with digital KYC.
Loans up to ₹10 Cr for luxury or overseas property purchase.
Rates starting from 8.5% with special NRI discounts.
Tenure up to 20 years to reduce EMI burden.
Loan approvals within 5–7 days for NRI applications.
Transfer existing NRI loan to HDFC at lower interest.
Enjoy tax savings on home loan principal & interest under Indian law.
24/7 customer service and international helpline numbers.
Submit digital KYC, overseas income proof, and property documents.
Pay EMIs through NRE/NRO accounts or international banking channels.
✔ Applicant must be an NRI, OCI, or PIO.
✔ Age: 21–60 years at loan maturity.
✔ Minimum overseas income as per country norms.
✔ Valid passport, visa, and overseas employment documents.
✔ Good credit score (700+ preferred).
✔ Passport, Visa, OCI/PIO card
✔ Overseas employment contract / work permit
✔ Salary slips or overseas bank statements
✔ Property sale agreement, title deed, valuation report
✔ PAN card & Indian address proof (if available)
This website is for informational purposes only. HDFC NRI Home Loan rates, eligibility, and offers are subject to HDFC Bank’s terms and policies. Please verify all details from the official HDFC Bank website or branch before applying. We do not provide direct loans or financial guarantees.