HDFC Student Loan Abroad 2025 is one of the most preferred financing options for Indian students aiming to study in USA, UK, and Canada. HDFC Bank offers a wide range of education loan products designed for undergraduates, postgraduates, MBA aspirants, and research students planning to study at globally recognized institutions.
Why Choose HDFC Student Loan for Abroad Studies?
HDFC provides tailored financial solutions with loan amounts up to ₹1.5 crore, attractive interest rates, and extended repayment flexibility. Students can cover tuition, accommodation, exam fees, study material, and living expenses through this loan.
Top 10 HDFC Student Loan Options & Benefits
HDFC Global Advantage Loan
Ideal for students pursuing higher studies abroad.
- Loan up to ₹1.5 crore
- Coverage of tuition + living expenses
- Flexible EMI plans
HDFC Collateral-Free Loan
Best for small-ticket international study programs.
- No collateral up to ₹7.5 lakh
- Quick approval
- Student-friendly repayment
HDFC MBA Loan Abroad
Designed for global MBA aspirants in top B-schools.
- Loan up to ₹60 lakh
- Grace period after studies
- Special tie-ups with leading MBA institutions
HDFC NRI Student Loan
Supports NRI & Indian expat students worldwide.
- Loan in INR & foreign currency
- Coverage for travel & hostel fees
- Flexible repayment
HDFC STEM Loan
Special loan plan for science, engineering, and tech programs.
- Low interest rate
- Extended repayment terms
- Priority processing
HDFC Quick Approval Loan
Ideal for students with urgent visa timelines.
- Approval in 5–7 days
- Fast disbursement
- Online processing
HDFC Research Loan
For PhD and advanced research abroad.
- Loan up to ₹40 lakh
- Covers lab expenses
- Longer moratorium period
HDFC Postgraduate Loan
For Master’s and higher education abroad.
- Coverage for tuition + living
- Flexible EMI repayment
- Loan up to ₹75 lakh
HDFC Partner University Loan
Special concessions for HDFC partner institutions.
- Reduced interest rates
- Easy processing
- Dual support financing
HDFC Top-Up Education Loan
Extra funds for ongoing international studies.
- No new collateral required
- Quick top-up process
- Online request acceptance
Eligibility Criteria
- Indian citizen with confirmed admission abroad.
- Age 18–35 years for students.
- Valid admission letter from university.
- Co-borrower required for large amounts.
Documents Required
- Admission confirmation letter
- Academic transcripts
- Passport, visa, ID proof
- Income proof of co-borrower
- Collateral documents (if applicable)
Frequently Asked Questions (FAQs)
Q1. What is the maximum loan amount from HDFC?
Up to ₹1.5 crore for international programs.
Q2. Can I apply without collateral?
Yes, up to ₹7.5 lakh.
Q3. Which countries are covered?
USA, UK, Canada, Australia, Europe and more.
Q4. Is there a moratorium period?
Yes, repayment starts after course completion.
Q5. Can NRIs apply?
Yes, HDFC offers student loans for NRIs and expats.
Disclaimer: This page is for informational purposes only. We do not provide financial advice. Loan eligibility, interest rates, and terms are subject to HDFC Bank’s official policies. Applicants should verify details directly with HDFC before applying.