ICIC Home Loan Online 2025 provides affordable and flexible housing finance solutions for individuals in India and NRIs living abroad. With attractive interest rates, minimal documentation, and quick approval, ICIC Home Loan is designed to support salaried employees, self-employed professionals, and global Indians who want to buy property in India or overseas.
✔ Available for both domestic and international applicants.
✔ Competitive interest rates starting at just 8.4% p.a.
✔ Loan tenure up to 30 years with flexible repayment.
✔ Special NRI/OCI schemes for property purchase in India.
✔ Online application with digital verification.
Rates starting from 8.4% with customized offers for salaried and NRIs.
Borrow up to ₹5 Cr depending on eligibility and property value.
Specially designed schemes for NRIs and OCIs buying property in India.
Repay easily with tenures ranging from 5 years to 30 years.
Submit basic KYC, income proof, and property documents for approval.
Loan approval within 72 hours for most applications.
Shift your existing home loan to ICIC at lower rates.
Existing ICIC customers can get instant pre-approved loans.
Get tax benefits under Section 80C and 24(b) of the Income Tax Act.
Track, repay, and manage your home loan via ICIC NetBanking.
✔ Applicant age 21–65 years.
✔ Salaried: Minimum income ₹25,000/month.
✔ Self-employed: Minimum 2 years in business.
✔ NRIs: Valid work permit + overseas income proof.
✔ Good credit score (650+).
✔ Identity Proof: Aadhaar, Passport, PAN
✔ Address Proof: Utility bills, Rent Agreement
✔ Income Proof: Salary slips, ITRs, Business docs
✔ Property Papers: Sale agreement, Title deed
✔ Passport & Visa (for NRIs)
This website is for informational purposes only. ICIC Home Loan rates, eligibility, and schemes are subject to ICIC Bank’s policies. Users should verify details from the official ICIC Bank website or branch before applying. We do not provide loans or financial guarantees.