Introduction
Buying property is one of the biggest financial decisions, and in 2025, many Indians are not only investing domestically but also buying properties overseas. Whether it’s a home in India, a villa in Dubai, or an apartment in the UK or USA, ICIC Property Loan 2025 offers a wide range of financing solutions. This page provides a complete guide to ICIC’s property loan features, eligibility, benefits, and global buyer support.
Why Choose ICIC Property Loan in 2025?
- Global Access: Finance properties in India, UK, US, UAE, and more.
- Flexible Tenure: Up to 20 years repayment option.
- Attractive Interest Rates: Starting from 8.25% annually.
- High Loan Value: Up to ₹5 crores depending on property type.
- Quick Processing: Online approval within 48 hours for select properties.
- NRI/Expat-Friendly: Cross-border property financing available.
Top 10 ICIC Property Loan Options 2025
ICIC Domestic Home Loan
Buy your dream house within India with flexible EMI options.
- Benefits: Low interest & easy approval.
- Eligibility: Indian residents.
ICIC Overseas Property Loan
Finance apartments, villas, or houses abroad.
- Benefits: Coverage for UK, US, Canada, Dubai.
- Eligibility: NRI & expats.
ICIC Commercial Property Loan
For shops, offices, or business premises.
- Benefits: Loan up to ₹3 crores.
- Eligibility: Registered businesses.
ICIC Land Purchase Loan
Finance agricultural or residential land purchases.
- Benefits: High value lending.
- Eligibility: Indian & NRI buyers.
ICIC Luxury Property Loan
For high-net-worth individuals purchasing villas or luxury homes.
- Benefits: Customized repayment.
- Eligibility: Income proof required.
ICIC Loan Against Property
Mortgage your property for personal or business use.
- Benefits: Lower interest than personal loans.
- Eligibility: Existing property owners.
ICIC NRI Housing Loan
For NRIs planning to buy homes in India.
- Benefits: Easy remittance-based EMIs.
- Eligibility: Valid NRI documents.
ICIC Global Real Estate Loan
Supports property investment in multiple countries.
- Benefits: Global buyer-friendly.
- Eligibility: Expats & investors.
ICIC Construction Loan
Finance building or renovation of houses.
- Benefits: Stage-wise disbursal.
- Eligibility: Approved construction plan.
ICIC Investment Property Loan
For real estate investors buying rental properties.
- Benefits: Higher loan limit.
- Eligibility: Rental income proof.
Eligibility Criteria
- Indian citizens, NRIs, and expats can apply.
- Age: 21–65 years.
- Stable income with repayment capacity.
- Valid property documents required.
- For overseas property, additional NRI documents needed.
Application Process
- Fill online ICIC property loan application.
- Submit income proof, KYC, and property documents.
- Property evaluation by ICIC experts.
- Approval within 48 hours for select projects.
- Loan disbursal directly to builder/seller.
ICIC Property Loan EMI Calculator
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Disclaimer:
This content is for informational purposes only. ICIC Property Loan details, eligibility, interest rates, and benefits are subject to change by the bank. Actual approval depends on applicant’s income, credit score, property evaluation, and documentation. This website does not guarantee approval or loan amounts. Always confirm details directly with ICIC Bank before applying. International and NRI property loan terms may vary depending on jurisdiction.