📘 About SBI Xpress Credit Personal Loan
The SBI Xpress Credit Personal Loan is a fast and reliable loan facility for salaried employees maintaining a salary account with the State Bank of India. It provides instant approval, minimal documentation, and flexible repayment tenures. Whether you need funds for medical emergencies, weddings, home renovations, or travel — this loan is your financial partner.
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💰 Key Features of SBI Xpress Credit
- Loan amount: ₹25,000 – ₹20 lakh
- Interest rate: Starting at 11.15% p.a.
- Tenure: 12 to 60 months
- No collateral or guarantor required
- Quick disbursal directly to your account
🏦 Eligibility Criteria
- Salaried employees with salary credited to SBI account.
- Minimum monthly income: ₹15,000 (varies by region).
- Applicant age between 21 to 58 years.
- Good credit score (CIBIL 700+ preferred).
- Permanent job status in government or reputed private sector.
📑 Documents Required
- Recent salary slips (last 3 months)
- Bank statements (last 6 months)
- Aadhaar / PAN Card
- Passport-sized photograph
- Proof of employment
📊 Top 5 Best Apps for Instant Personal Loan
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3️⃣ Money View
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4️⃣ CASHe
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5️⃣ Navi Loan App
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Disclaimer: This website provides loan information for educational purposes only. All loan offers, interest rates, and eligibility criteria depend on SBI’s official policy and customer profile.