Get approval within 24 hours with minimal documents and low interest rates
If you are looking for fast approval business loans, these apps are recommended by users across India:
Download these apps to start your loan application online today.
An instant business loan is a type of loan that can be applied online with quick approval, usually within 24 hours. These loans are designed to help small businesses, startups, and entrepreneurs meet urgent financial requirements.
Benefits of instant business loans:
Most lenders have basic eligibility conditions. Key points include:
To process an instant business loan, lenders typically ask for:
Interest rates and loan amounts vary by lender. Typical ranges:
| Lender | Loan Amount | Interest Rate | Processing Time |
|---|---|---|---|
| MoneyTap | ₹50,000–₹5,00,000 | 13%–24% p.a. | 24 hours |
| Bajaj Finserv | ₹1,00,000–₹20,00,000 | 12%–22% p.a. | 24–48 hours |
| Indifi | ₹50,000–₹15,00,000 | 10%–18% p.a. | 24–48 hours |
| Lendingkart | ₹50,000–₹1,00,00,000 | 14%–21% p.a. | 24–48 hours |
| CASHe | ₹50,000–₹5,00,000 | 12%–25% p.a. | 24 hours |
Some lenders allow small loan amounts (up to ₹2–5 lakhs) without income proof, but higher amounts require business financial documents.
Most apps disburse within 24 hours after approval. Some banks may take 48 hours.
Instant business loans are usually unsecured, meaning no collateral is needed.
Yes, but lenders may ask for 6–12 months of business operation proof and bank statements.
Interest rates vary by lender and loan amount. Always compare before applying.
Yes, prepayment is allowed in most apps with minimal or no prepayment penalty.
Legitimate lenders disclose processing fees, interest, and any applicable GST. Avoid apps asking for upfront charges.
Yes, if you use official apps from Google Play Store or Apple App Store.
Yes, once the previous loan is repaid and you have a good repayment history, repeat loans are faster.
Most apps provide soft checks which do not impact CIBIL score.
This page provides general information about business loans for educational purposes. It is not financial advice. For personalised advice, consult a certified financial advisor. All Finance Store is not responsible for any financial loss or disputes resulting from decisions based on this information.