About Navi Loan App
The Navi Loan App is a leading fintech solution in India offering instant personal loans with **low interest rates and a 100% paperless process**. With Navi, users can apply for personal loans up to ₹20 lakhs, get instant approval, and flexible EMI options. It is one of the fastest-growing loan apps in India, especially popular among salaried professionals and self-employed individuals.
Top Features of Navi Loan App
- Instant loan approval within 5 minutes
- Loan amount up to ₹20 Lakhs
- Interest rates starting from 9.9% p.a.
- Flexible EMI tenures from 3 months to 6 years
- Completely paperless – Aadhaar + PAN based KYC
- No hidden charges, fully transparent
Eligibility Criteria
- Applicant must be Indian resident
- Age: 21 to 65 years
- Steady income source – salaried or self-employed
- Valid Aadhaar Card and PAN Card
- Credit score above 650 preferred
Benefits of Using Navi Loan App
- Instant disbursal directly to bank account
- Minimal documentation required
- Easy repayment with auto-debit facility
- Prepayment option with zero charges
- Highly trusted app with millions of users
Documents Required
- Aadhaar Card
- PAN Card
- Latest bank statement or salary slip
- Passport-size photograph
How to Apply for Loan on Navi App
- Click on Download Now button and install the Navi App.
- Sign up with your mobile number and complete OTP verification.
- Fill in personal, employment, and income details.
- Upload Aadhaar and PAN for KYC verification.
- Check your loan eligibility and select the amount & tenure.
- Accept terms and conditions, and get money in your bank instantly.
Top Alternatives to Navi Loan App
CASHe
Instant small-ticket personal loans up to ₹4 lakhs.
KreditBee
Quick personal loans for salaried professionals up to ₹2 lakhs.
MoneyTap
Revolving credit line with flexible repayment plans.
Disclaimer
This page is created only for educational and informational purposes. We are not directly associated with Navi Loan App or any other financial institution. The loan approval, eligibility, and disbursal depend on Navi’s official policies and RBI guidelines. Please check the official app or website before applying for a loan.