SBI Home Loan for Women 2025 brings exclusive benefits, discounted interest rates, and government-backed subsidies for female borrowers across India. With a vision to empower women in property ownership, SBI offers reduced rates, simplified documentation, and longer repayment tenure. Whether you are a salaried professional, self-employed, NRI, or homemaker with co-applicant support, SBI has customized housing finance schemes for women.
Standard home loan with special concessions for women borrowers.
Loan Amount: ₹20 Lakhs – ₹5 Crore
Overdraft-linked housing loan allowing women to save on interest by parking surplus funds.
Exclusively for government employees with additional benefits for women applicants.
Special housing finance for women in Defence and Paramilitary families.
Buy a plot of land today and construct later. Flexible repayment with women discount rates.
Higher eligibility for young professionals with step-up EMIs. Female applicants get reduced interest.
For Indian women working abroad looking to invest in property back home.
Linked to PMAY subsidy, mandatory co-ownership of women leads to subsidy benefits.
Lower rates for eco-friendly projects, encouraging women to invest in sustainable housing.
Women borrowers can avail extra funding on existing home loans for renovation/personal needs.
Use the EMI calculator to estimate monthly repayments.
Women get a discount of 0.05% – 0.20% on prevailing SBI home loan rates.
Yes, if there is a co-applicant with a stable income source.
Yes, but female ownership/co-ownership of property is mandatory.
Up to 30 years, subject to applicant’s age and profile.
This article is for informational purposes only and does not guarantee loan approval. SBI home loan schemes, interest rates, and subsidies are subject to change as per bank’s official policies. Applicants must verify all details from official SBI sources before applying. We are not affiliated with SBI and do not provide direct financial services. Always consult SBI’s official portal or a financial advisor before making final decisions.