SBI NRI Home Loan 2025 is a specialized financial product designed for Non-Resident Indians (NRIs), Overseas Citizens of India (OCIs), and Persons of Indian Origin (PIOs) who want to purchase, construct, or renovate property in India while staying abroad. With attractive interest rates starting at 8.50% p.a., SBI offers hassle-free financing for global Indians.
✔ Easy application process from anywhere in the world.
✔ Competitive interest rates with long repayment tenure (up to 30 years).
✔ Flexible repayment through NRE/NRO accounts.
✔ Dedicated schemes for salaried and self-employed NRIs.
✔ Global customer support with online documentation facilities.
Starts at 8.50% p.a. with concessions for women borrowers.
Repay via NRE/NRO accounts, tenure up to 30 years.
Up to ₹5 Crores depending on income and property value.
Transfer existing NRI loan to SBI and save on EMIs.
Apply online from USA, UK, Canada, UAE and other countries.
Avail tax benefits under Section 24 & 80C of the IT Act.
Lower processing fees & concessional rates.
Get additional funds for renovation or extension.
Buy land in India and construct later with flexible repayment.
Digital document verification and global customer support.
✔ Applicant must be an NRI/OCI/PIO aged 21–60 years.
✔ Salaried or self-employed individuals abroad with regular income.
✔ Valid work permit or employment visa required.
✔ Property should be located within India and legally verified.
✔ Passport & Visa copy
✔ Proof of overseas employment
✔ Income proof (salary slips, tax returns)
✔ Indian property documents
✔ Bank statements (NRE/NRO)
This content is for informational purposes only. We do not provide loans or financial advice. SBI loan policies, eligibility, and interest rates may change without prior notice. Applicants must verify details on the official SBI website or contact a branch before applying. We are not responsible for any financial decisions made using this information.