SBI Personal Loan 2025 offers one of the most trusted financing solutions for salaried, self-employed, pensioners, and NRIs. Whether you are in India or abroad, SBI provides quick approval, competitive interest rates, and flexible repayment tenures. With digital documentation and pre-approved offers, SBI ensures a hassle-free loan experience.
✔ Loan available for domestic and international applicants.
✔ No collateral required for most schemes.
✔ Quick disbursal with minimum documentation.
✔ Flexible repayment options up to 6 years.
✔ Special schemes like Shaurya (for defense personnel) and Pension Loan.
Rates starting at just 11% p.a. with competitive offers for customers.
Available to salaried, self-employed, pensioners, and even NRIs.
Unsecured loan, meaning no property or asset pledge required.
Get loan amount directly credited to your bank within 24 hours of approval.
Choose repayment tenure between 12 to 72 months.
Global Indians can apply online and manage loan via SBI International Banking.
Existing SBI account holders often get instant pre-approved loan offers.
Use SBI personal loan to pay off multiple high-interest debts easily.
Loans for education/personal purposes may qualify for deductions in some cases.
End-to-end digital process with e-KYC, online application, and approval tracking.
✔ Applicant should be 21–60 years of age.
✔ Salaried applicants must earn minimum ₹15,000 per month.
✔ Self-employed must show 2 years of income proof.
✔ Pensioners eligible under SBI Pension Loan scheme.
✔ NRIs/OCIs can apply through SBI Global branches.
✔ Identity proof (Passport, Aadhaar, PAN)
✔ Address proof (Utility bill, Rental agreement)
✔ Salary slips (for salaried) / ITR (for self-employed)
✔ Pension slip (for pensioners)
✔ Bank account statements (last 6 months)
This content is provided for informational purposes only. SBI personal loan products, interest rates, and eligibility criteria are subject to change as per the bank’s policies. Users must verify details from the official SBI website or nearest branch before applying. We do not provide loans or financial guarantees.