SBI Realty Home Loan 2025 allows individuals to purchase a residential plot in India with the flexibility to construct a house on it within 5 years. This scheme is specially designed for those who want to buy land now but plan construction later. It offers competitive interest rates, longer repayment periods, and high loan amounts for both salaried and self-employed individuals.
For salaried and self-employed applicants looking to buy residential land.
For NRIs planning to purchase residential plots in India.
Combined loan for both plot purchase and later construction.
Extra funding available after consistent repayment history.
Special interest concessions for female borrowers.
Flexible repayment options with lower EMIs initially.
Transfer your existing plot loan from other banks to SBI with top-up facility.
Special eligibility terms for doctors, CAs, engineers, and other professionals.
Customized terms for business owners and self-employed applicants.
Loans up to ₹15 crores for premium plots in metro cities.
Use the calculator below to estimate your EMI based on loan amount, tenure, and interest rate.
Up to 15 years for land purchase. Construction must begin within 5 years.
Yes, NRIs with valid documentation can apply for SBI Realty Loan.
Yes, after a consistent repayment record, a top-up can be availed.
Yes, construction must commence within 5 years as per RBI norms.
This content is for informational purposes only. SBI Realty Loan policies, interest rates, and eligibility may vary. We are not affiliated with SBI. Applicants must verify with official SBI sources before applying. No guarantees of loan approval are provided here.