SBI Shaurya Home Loan 2025 is a unique loan scheme for India’s Defence & Armed Forces personnel including Army, Navy, Air Force, CAPF, CRPF, CISF, ITBP, BSF, and Coast Guard. The scheme offers special interest rate concessions, long repayment tenure, and zero processing fees to honor the service of defence forces.
For serving defence personnel with permanent service.
Pensioners from armed forces can avail flexible EMI options.
Special concessional rates for female defence employees.
Extra funding for home renovation or extension.
NRIs serving in defence can apply for housing loans in India.
Transfer existing loan from other banks to SBI with lower rates.
Joint application with spouse for higher eligibility.
High-value home loans for senior defence officers.
Flexible repayment structure to match salary variations.
Eligible for PMAY and government subsidy schemes.
Estimate your monthly EMI with the calculator below.
Serving and retired Defence & Armed Forces personnel.
Low rates, zero processing fee, longer tenure, subsidy benefits.
Yes, they are eligible under special conditions.
Yes, balance transfer is available with reduced rates.
This content is for informational purposes only. Loan approval depends on SBI policies, eligibility, and RBI guidelines. No guarantee of approval or subsidy is provided by this website.