Comprehensive Guide for NRIs, Expats & Domestic Buyers
The SBI Global Home Loan 2025 is a specialized housing loan designed for both domestic Indian residents and NRIs/Expats who wish to buy property in India. With State Bank of India’s worldwide presence, applicants can apply from the USA, UK, UAE, Singapore, Australia, or any other country. The scheme is known for its affordable interest rates, long tenure options, and international support system.
Best suited for salaried NRIs & Indian residents buying residential property.
Benefit: Standard EMI plans, easy approval.
Overdraft-linked housing loan for flexible repayment options.
Benefit: Save interest by depositing surplus funds.
For young professionals abroad with rising income potential.
Benefit: Step-up EMI facility.
For buying plots and constructing houses in India.
Benefit: Longer construction-linked tenure.
For energy-efficient housing projects with eco-certification.
Benefit: Lower interest concessions.
Exclusive loan for government employees abroad.
Benefit: Special interest rebates.
Subsidized housing loans under Pradhan Mantri Awas Yojana (PMAY).
Benefit: Government subsidy on interest.
Helps finance a new home while selling the old one.
Benefit: Short-term financing.
Additional funds on existing home loan for renovation or other needs.
Benefit: Lower rates than personal loans.
Special scheme for NRIs working in defense abroad.
Benefit: Preferential rates.
Yes, SBI allows NRI applicants to apply from anywhere including the USA.
Up to 30 years depending on applicant’s profile.
Yes, NRIs can apply with Indian co-applicants.
Yes, subject to builder tie-ups and approvals.
Repayment must be routed via NRE/NRO accounts in India.
This website is for informational purposes only. We do not provide financial advice or guarantee approvals. Loan eligibility, interest rates, and offers depend on State Bank of India’s policies, RBI guidelines, and applicant’s profile. Please contact SBI or licensed advisors for personalized assistance.