True Balance Loan App is one of India’s most reliable digital lending and financial services apps. It offers instant personal loans, prepaid mobile recharges, electricity bill payments, and credit line facilities all in one platform. The app is owned by Balancehero India Pvt. Ltd. and regulated by the RBI-registered NBFC – True Credits Pvt. Ltd.
⚡ Download True Balance App Now
🏆 Top 5 Apps Similar to True Balance
- 1️⃣ MoneyTap – Personal Credit Line App
- 2️⃣ PaySense – Instant Loan with Flexible EMI
- 3️⃣ KreditBee – Fast Loan Disbursal for Salaried Users
- 4️⃣ CASHe – Short-Term Salary Loans
- 5️⃣ Navi Loan App – Loan & Investment in One
📋 True Balance Loan Overview
- 💸 Loan Amount: ₹5,000 – ₹50,000
- ⚡ Approval Time: Within 5 minutes
- 📆 Tenure: 3 – 9 months
- 🏦 Lender: True Credits Pvt. Ltd. (RBI-registered NBFC)
- 📱 100% Digital KYC via Aadhaar & PAN
- 💰 Cashback Rewards on timely repayments
✅ Eligibility Criteria
- Indian citizen aged 21 – 60 years
- Minimum monthly income ₹12,000
- Valid PAN & Aadhaar number required
- Active smartphone with Android 7.0+
- Good repayment history improves approval chances
📑 Documents Required
- ✅ Aadhaar Card (Address Proof)
- ✅ PAN Card (Identity Proof)
- ✅ Bank Statement (Last 3 months)
- ✅ Salary Slip or ITR for verification
🪙 Interest Rates & Charges
- Interest Rate: 15% – 34% p.a.
- Processing Fee: ₹50 – ₹350 (one-time)
- Tenure: 3 – 9 months
- Prepayment: Free after 2 EMIs
- Late Fee: ₹200 + GST per missed EMI
⚙️ How to Apply for True Balance Loan
- Download the True Balance App from Play Store or click the download button above.
- Register using your mobile number and verify via OTP.
- Complete e-KYC by uploading PAN and Aadhaar.
- Enter employment details and desired loan amount.
- Get instant approval and receive money directly in your bank account.
🎯 Key Features of True Balance App
- Instant loan approval within 5 minutes
- Bill payments & recharges directly in app
- Track EMI history and upcoming dues
- Cashback on timely payments
- Secure UPI & Wallet integration
- 24×7 service availability
💼 Why Choose True Balance?
- Offers both utility & credit services
- Backed by RBI-regulated NBFC
- Low processing fee for small loans
- Cashback system for regular users
- Trusted by 80+ lakh users in India
📞 True Balance Customer Care
Email: cs@truecredits.in
Helpline: +91-124-400-5555
Official Website: truebalance.io
📘 FAQs – True Balance Loan App
Q1: What is the minimum salary for True Balance loan?
👉 Minimum monthly income required is ₹12,000.
Q2: How long does approval take?
👉 Most loans are approved within 5 minutes after e-KYC.
Q3: Is True Balance safe and RBI approved?
👉 Yes, it’s powered by True Credits Pvt. Ltd. – an RBI-registered NBFC.
Q4: Can students apply for a True Balance loan?
👉 Yes, if they have a part-time income or verified bank statements.
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⚠️ Disclaimer
This content is for educational and informational purposes only.
We do not promote any specific loan application. Always review official loan terms on the True Balance website before applying.