All Finance Store India 2026 – Loans, Credit Cards & Finance Guides

All Finance Store – Complete Loan & Credit Card Guides (2026)

All Finance Store helps users understand different types of loans, credit cards and government finance schemes. Our guides explain eligibility, interest rates, EMI structure and documents required.

Loan & Credit Categories

Personal Loan

Personal loans are unsecured loans used for emergencies, weddings, travel or daily expenses. Interest rates depend on credit score, income stability and lender policy. EMI tenure usually ranges from 12 to 60 months with minimal documentation.

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Home Loan

Home loans are used to buy, build or renovate residential property. They offer long repayment tenure up to 30 years with lower interest rates. Eligibility depends on income, age, employment stability and repayment capacity.

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Mortgage Loan

Mortgage loans allow borrowing against owned residential or commercial property. These secured loans offer higher loan amounts, longer tenure and lower interest rates compared to unsecured loans.

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Car Loan

Car loans finance new or used vehicles with EMI options up to 7 years. Interest rates depend on vehicle type, down payment and borrower profile. Electric vehicles may get special benefits.

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Education Loan

Education loans cover tuition fees, books and living expenses for higher studies. They include moratorium periods and flexible repayment after course completion.

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Student Loan

Student loans are designed specifically for academic expenses with lower interest rates. Repayment usually starts after studies, making them suitable for full-time students.

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Study Abroad Loan

Study abroad loans fund overseas education including tuition, accommodation and living costs. Loan amount and interest depend on country, university and collateral.

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Business Loan

Business loans help companies expand operations, purchase equipment or manage cash flow. They are available for SMEs, startups and established businesses.

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Small Business Loan

Small business loans support shop owners and local enterprises. Funds are commonly used for inventory, rent, salaries and daily operational needs.

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Startup Loan

Startup loans are designed for new ventures and entrepreneurs. They help with product development, marketing, hiring and early-stage operations.

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Working Capital Loan

Working capital loans help businesses manage short-term expenses such as salaries, inventory and vendor payments, ensuring smooth cash flow.

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Loan Against Property

Loan Against Property allows borrowing by pledging owned property. It offers lower interest rates and higher limits compared to unsecured loans.

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Gold Loan

Gold loans are secured loans where gold jewellery is pledged. They provide quick approval, flexible repayment and competitive interest rates.

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Credit Card Loan

Credit card loans allow instant borrowing from the available credit limit. They are quick but generally carry higher interest rates.

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Medical Loan

Medical loans help cover emergency and planned healthcare expenses. They reduce financial stress during treatment and recovery.

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Government Loan

Government loans are backed by official schemes and often provide lower interest rates and relaxed eligibility conditions.

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Mudra Loan

Mudra loans support micro and small businesses under PMMY scheme. They are offered without collateral.

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